Merchant Cash Advances (MCAs)
Fast Working Capital When You Need It Most
Running a small business means staying ready to act — whether it’s fixing urgent equipment, covering payroll, or seizing a growth opportunity. But traditional loans can be slow and documentation-heavy.
At Impelly Financial, we offer Merchant Cash Advances (MCAs) that put capital in your hands — fast.
What Is a Merchant Cash Advance?
A Merchant Cash Advance isn’t a loan — it’s a flexible financing solution where you receive a lump sum of capital in exchange for a portion of your future business revenue.
Rather than fixed monthly payments, MCAs are typically repaid through a small percentage of your daily credit card sales or bank deposits — making it a smart option for businesses with steady revenue but limited access to traditional financing.
Key Benefits of MCAs from Impelly Financial
- Fast Approvals: Get approved in just a few hours
- Same-Day Funding: Funds can hit your account the same day
- No Collateral Required: MCAs are unsecured
- Flexible Repayment: Based on your daily revenue flow
- Minimal Docs: Just 3 months of business bank statements needed
- Low Barrier to Entry: Only $10K in monthly revenue and 6+ months in business required
Who Qualifies for a Merchant Cash Advance?
Our MCA program is designed for small businesses in all industries that:
- Have been in business for at least 6 months
- Generate $10,000+ in monthly revenue (last 3 months)
- Can provide 3 months of business bank statements
There’s no hard credit pull during pre-qualification and no personal collateral required.
How It Works: Simple & Fast
- Apply Online
- Get Approved
- Receive Funding
- Repay Automatically
Common Uses of MCA Funding
- Cover payroll during seasonal dips
- Replace broken equipment
- Bridge cash flow gaps
- Launch marketing campaigns
- Expand locations or inventory
💼 Coffee Shop Owner – Tampa, FL
Laura needed $30,000 to cover payroll and purchase new outdoor furniture ahead of her busy season. Impelly Financial approved her MCA within hours and funded her the same day.
Why Choose Impelly Financial?
- $2B+ in Business Funding Delivered
- Same-Day Capital Solutions
- Friendly, Professional Support
- No Red Tape – Just Results
Apply Now — Capital Could Be Yours by the End of the Day
If your business needs fast, flexible funding with no lengthy bank delays, a Merchant Cash Advance from Impelly Financial is your smartest next move.