Business Line of Credit (LOC)
Flexible Capital — Whenever You Need It
Cash flow can be unpredictable — but your funding shouldn’t be. A Business Line of Credit from Impelly Financial gives you access to flexible capital, whenever you need it.
What Is a Business Line of Credit?
A Business Line of Credit allows you to borrow only what you need, when you need it, up to your approved limit. Pay interest only on the drawn amount, and reuse funds as you repay.
Why Small Businesses Love LOCs
- Draw As Needed
- Only Pay for What You Use
- Reusable Credit — Revolving Terms
- Great for Seasonal or Unplanned Costs
- Limits Up to $500,000
- Same-Day Access Available
Impelly Line of Credit Program Details
- Credit limits up to $500K
- Approvals within hours
- Same-day funding
- 6+ months in business
- 3 months of bank statements
- Funds usable for any business purpose
Who Should Use a Business Line of Credit?
- Businesses with unpredictable costs
- Companies with seasonal revenue swings
- Owners who want working capital flexibility
- Anyone needing an ongoing safety net
🛍 Retail Boutique – Charlotte, NC
Simone used her LOC from Impelly to offset seasonal dips and fund a new pop-up shop. The result? 18% growth in annual revenue.
LOC vs. Term Loan — What’s the Difference?
| Feature | Business LOC | Term Loan |
|---|---|---|
| Funding Type | Reusable/revolving | Lump-sum, one-time |
| Interest | Only on what you draw | Full loan amount |
| Flexibility | High — borrow only when needed | Low — full amount up front |
| Ideal For | Ongoing needs, cash flow support | One-time large expenses |
| Repayment | On drawn amount | Full amount with set schedule |
Why Choose Impelly Financial?
- Over $2 Billion Funded
- Transparent, No-Hassle Terms
- No Collateral Required
- All Industries Welcome
- Fast, Friendly Service
Apply Now and Get Flexible Capital at Your Fingertips
Your business deserves flexibility. Apply now for an Impelly Financial Business Line of Credit and unlock capital — on your terms.